To use the SimBasic.com website and services, you must first read and agree to all of our agreements and policies listed below.

1. Privacy Policy
2. Web Site Terms of Use

The policies and agreements posted on this page apply to all pages and sections found within SimBasic.com, such as (but not limited to):

• Credit Card Reviews Section

Ratings are based on a rating system for each credit card within the same category listed. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. Reviews are believed to be accurate during the time of evaluation; however, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information. Detailed card information that is posted online and is not available through the credit card issuer's website has been provided by the credit card issuer either by customer service, the marketing department, or an authorized representative.

• Information collected through online forms provided by SimBasic.com, such as (but not limited to) personal names, mailing addresses, e-mail addresses, IP addresses, will not be distributed or sold to any third party and will be held to strict confidentiality. Any information submitted during time of registration is also held to strict confidentiality.
• Personal information, such as e-mail addresses and user names are used mainly to recognize individual members and/or online viewers. In the event SimBasic.com needs to contact an individual, SimBasic.com may use submitted personal information to offer technical assistance, service updates, or membership information.
• Any service subscribed to via a designated form residing on the SimBasic.com server, can be unsubscribed to, at the users requests.
• The information provided is believed to be accurate at the time of evaluation. We strongly advise viewers to review the terms and conditions provided by the card issuers to verify accuracy of the information posted prior to applying for the product. All content about the credit card offers displayed is provided by CardOffers.com, Inc.

a) Links to External Third Party Web Sites - SimBasic.com at any time may contain links to other websites throughout the Internet, any links to such sites are operated and/or owned by third parties. SimBasic.com may not be held liable for any inaccuracies of these links, availability of information, and/or the content of information that may be found within third party website(s).

b) Freedom From Errors - Every effort has been taken to make sure that all information is accurate within SimBasic.com, but there is no guarantee and/or warranty to the accuracy of any information found within the website.

c) Affiliations with Third Parties - SimBasic.com is not associated with the credit cards, or the issuers of the credit cards, or any other U.S. company or organization (private, public, or governmental) that may be listed throughout the website, except for affiliate programs that advertise their products or services throughout SimBasic.com, either through banner advertisements or direct text links. Affiliate partners who have an advertising relationship with SimBasic.com do not have any influence on the opinions and/or reviews posted by the members of SimBasic.com, as all credit card products and services are given equal and unbiased evaluations. However, affiliate partners may receive additional exposure throughout various sections within the SimBasic.com website.

d) No Relation to Company Logos and/or Trademarks - SimBasic.com makes no claim of any form of relationship, or ownership to any of the logos, or trademarks of any credit card issuer whose credit cards may be listed throughout the website of SimBasic.com.

e) Usage of Content - No information or content found within SimBasic.com may be copied without the prior written consent of one, or more of the members of SimBasic.com, for that of commercial, or noncommercial usage.

f) Warranty / Limitation Disclaimer - You, the Internet viewer, understand and agree that the use of this website is for use at your own risk. No liability shall be held against SimBasic.com for any interruption in service, or for any inaccuracies, or lack of reliability of which may be involved, nor does SimBasic.com warrant against the results of such possible incidences that may cause damages and/or inconveniences to the Internet viewer. SimBasic.com will not be held liable for any possible consequential, or any indirect damages that may be brought upon by the use, or inability to use the website SimBasic.com.

g) Final Notation - SimBasic.com may suspend, change, or stop the service, or any aspect of the website (i.e. internal web pages) at any time during operation, including but not limited to any database, message boards, e-mail addresses, or other content without any prior notification, or liability. This agreement may also be changed, or modified by SimBasic.com at any time once the website is active. By using the website, you are bound to the terms and conditions set forth within, once the terms and conditions can no longer be accepted, access to the website, SimBasic.com, should no longer be obtained.